Singapore • Zakat al-Mal

Calculate your zakat
with clarity.

Estimate zakat across cash, savings, precious metals, investments, business assets, CPF, insurance, livestock and other wealth.

Singapore MUIS reference nisab S$15,902

86ggold benchmark

September 2026 monthly value • approximately S$184.91 per gram

SETUP

Your calculation basis

Madhhab / method Nisab value (SGD)

One Hijri year (355 days) completedApplies to monetary wealth. Crops and rikaz use separate timing.

WEALTH

What do you own?

$Cash & savings Lowest combined balance during haul ?

Money owed to you, likely collectible

◈Gold & silver Investment gold / bullion value

Silver value

Personal gold jewellery value

Weight of any single jewellery piece (g)Under MUIS guidance, zakat applies when any single personal-use gold jewellery piece reaches or exceeds 860g.

↗Investments Shares, ETFs, unit trusts & REITs

Cryptocurrency & digital assets

▦Business Cash, receivables & sale inventory

Current business liabilities

−S$

▣CPF & insurance CPF amount currently withdrawable

Insurance/takaful cash or surrender value

⌂Other zakatable wealth Property or goods held for resale

Other zakatable assets

Special categoriesLivestock, crops and buried treasure

Livestock Animals generally must graze freely and be kept for breeding, not trade or labour. Trade livestock belongs under Business.

CamelsCattle / buffaloSheep / goats

Harvests and discoveries

Qualifying crop value

Irrigation methodRikaz (buried treasure) value

DEDUCTIONS

Short-term liabilities

Enter debts due within the next 12 months only. Long-term balances and ordinary future living costs are not automatically deductible.

Personal debts due

−S$

Bills and essential expenses already due

−S$

HOW IT WORKS

Singapore-first,
with room for scholarly differences.

MUIS baseline

The default follows published Singapore guidance: 86g gold nisab, 355-day haul, 2.5% rate, lowest combined savings during the haul, and 860g uruf for each piece of personal-use gold jewellery.

Madhhab selection

Hanafi mode includes personal gold and silver jewellery. The other classical-school modes ordinarily exempt permissible personal jewellery; individual circumstances can change the ruling.

What is excluded

Your home, personal car, household belongings and work equipment are not included unless acquired for resale. CPF is included here only when presently withdrawable and accessible.

Official Singapore references

Current MUIS nisab ↗Savings guidance ↗Gold guidance ↗All MUIS zakat types ↗

Reference checked 19 September 2026. Update the nisab field if MUIS publishes a newer monthly value.